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Resolved Question: anyone have any idea what is included in Oklahoma’s Senate Bill 2294?
All that I can find about it is that it deals with “Public health and safety; modifying certain marijuana offenses.” That is is to be looked at, or reviewed, on February 1, 2010, and that it was authored by senator Leblanche. Any insight would be of tremendous help.

here’s the link to the page that i found:
http://www.ok.gov/redirect.php?link_id=332
That answer that you provided was on the national level. I’m speaking about what is on the state level…specifically oklahoma.

Resolved Question: Where does earnest go if qualified for the loan, but then Three Weeks later get denied by the bank underwriter?
Who Gets The Earnest Money ??? $500.00 dollars

Here’ the portion of the contract dealing with qualifiying for loan and the earnest money. Please help I need my $500 back, if I can get it. The loan officer had told me that my length of employment won’t be an issue, becuase of my jobs nature, but the underwriter determined otherwise to both the shock of the loan officer and me.

Contract - Oklahoma

1. LOAN: The Contract is contingent upon Buyer qualifying for an FHA Insured Loan in the amount ol $ 50,000.00 plus Mortgage Insurance Premium (MIP).

Within five (5) days from Time Reference Date, Buyer shall either:

A. Make application for the described loan, or any other such loan Buyer deems acceptable, and proceed diligently to obtain such loan, or
B. Give notice to the Seller that the loan terms are unacceptable, cancel the Contract by delivering written notice of cancellation to Seller and receive refund of
Earnest Money.
C. Buyer Instructions to Lender Buyer shall Instruct lender to issue a written statement of loan approval (not final loan commitment) to Seller within 10 davs
(10 days if left blank) of the Time Reference Date regarding the following:

1) Review and Approval of Buyer’s credit worthiness, income plus funds necessary to Close.
2) Confirmation that Buyer has paid Initial processing fees.
3) Property appraisal, credit report and any other lender or FHA required inspections and/or tests have been ordered.
4) Loan approval is not subject to sale or closing of Buyer’s current property unless stated elsewhere in this Contract.

**If within the time specified above, a written statement of loan approval is not delivered to Seller, Seller may provide Buyer written notice of intent to cancel and terminate the Contract. Upon Seller delivering notice to Buyer of Seller’s Intent to cancel, the Contract shall become null and void upon the fourth day following delivery of notice. However, if Buyer delivers to Seller written statement of loan approval before the end of the fourth day, the Contract shall remain in full force and effect.